Just before Christmas, Sandy visits her granny, who had owned a gift shop from the time Sandy was a young girl. During her visit, Sandy learns that granny's bank loan on the gift shop is due in 10 days! How is she going to make $10,000 in such a short time? As luck would have it Santa Claus showed up on the store's rooftop, ready to lend a hand in Sandy's money-raising efforts. With the help of two cheerful elves, Sandy is off on a toy-making adventure, coloring and decorating toys for all of the shop's choosiest customers. If Sandy can pull it off, Santa will surprise her with upgrades for her business and take her for a winter sleigh ride on Christmas Eve!